Medicare Annual Enrollment Period 2026: What You Need to Know Before October 15
Trever Dahms • 8 July 2026
Every year from October 15 to December 7, Medicare beneficiaries have the opportunity to make changes to their coverage for the upcoming year. This period — officially called the Annual Enrollment Period (AEP) or Open Enrollment Period — is one of the most important windows in the Medicare calendar.
If you miss it without a qualifying Special Enrollment Period, you're generally locked into your current plan until the next AEP.
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